Get Financially Fit

Newlyweds Tim and Tonya are both fitness fanatics. Both work in the fitness industry. Tim works three jobs and Tonya two to make ends meet, but which takes up all his and most of her time, leaving them no time together. Because it brings her to tears, Tim tries to shield Tonya from their money problems, of which she is fully aware despite Tim's efforts. They are in arrears on the mortgage payments for their condo, which Tim hates as he sees it as a money pit, and on their property taxes. Tonya is an emotional shopper, she doing it to keep herself happy. On top of these issues, they would like someday to start a family, which they know they cannot do until they get their financial house in order. Their lack of communication has led to no financial planning, which in turn has resulted in short term individual decisions, such as the mountain of supplements he buys and the mountain of sweets she buys. In reviewing the numbers, Gail shows them that the condo is not the problem, but rather their lifestyle spending, especially on anything that goes into their mouths, enough to feed three times the number of people. As such, they have to figure out a plan that not only reduces their indiscriminate lifestyle spending, but includes doing things together.